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Opinions expressed herein are solely those of Bob Stowe, Principal, Stowe Financial Planning, LLC, and his editorial staff. 
Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness.
All information and ideas should be discussed in detail with your individual advisor prior to implementation. 
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a registered investment advisory firm in the states of Texas. 
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¹ Source: http://www.merriam-webster.com/dictionary/fiduciary